Monthly Archives: May 2016

Easy steps to claim your property insurance


Why do you need insurance for your property, all the things that you have definitely have value to you, a good level of value that there is a very valuable and mediocre. But what happens if your precious property affected or disaster? of course you will be made uneasy by her. Here, the role is very instrumental property insurance, because you do not have to worry about the damage to your property, because you can make a claim against damage.

In making the claim has terms and conditions that apply which had previously been agreed upon by both parties. Thus there are procedures that must be done before you make claims adjuster, usually you will be assisted by your insurance agent, so do not be confused.
Amount of money that you can claim as stated in your insurance policy. Many of the benefits that you get after getting your insurance money to repair the damage done and restore the financial condition after the affected areas.
Here are steps you can take before the insurance claim:

1. Report within 3 X 24 hours
After the incident as soon as you report the incident that occurred on the insurer in this case your insurance agent. Since this report is still a preliminary report so you can report on an agent can be through oral, written in the form of a letter, fax, email or other. It will be assisted by your agent to make an insurance claim, and you will be accompanied by an insurance agent until the problem is finished

2. Report the total loss
Make a written report on the damage and losses caused by such events include:
a. The place, date and time of occurrence of events
b. The cause of the incident
c. Estimated amount of loss you are accompanied by proof of the goods were damaged
Do not forget to include your contact number so that information readily available to facilitate your claim process

3. Complete supporting documents
Supporting documents here to simplify the claim process your order immediately liquid funds coverage.

Once you have done the above process then the insurance company began to work, including:
1. Conduct research Policy
2. The study claims
3. Appointment Loss Adjuster

In this stage, the analysis of whether the claim lodged a case of simple or complex. If it falls into a complicated case it will take a long time. And the value of the claim amount will be carried out by a loss adjuster appointed by the insurance your knowledge.

Things to consider in running a collaborative project of interior design


If you do not work in a creative field, you may not have a clear picture of how to organize the contents of your building. More than just giving advice about the color of furniture, an interior designer will create a harmonious space and take into account the lighting and the use of a space in your home.

When you hire the services of an interior designer, you will run a collaborative project, so it’s important for you and the interior designer you choose to mutually agree a few important things before starting work:

  1. Plan interior design

Spend more time in planning will reduce the time to work. For the following in planning stages that must be passed

  • The interior designer you can provide a 3D display that displays fabrics, colors and furniture that will be used by them. This is your first chance to see if their vision to match your taste.
  • schematic design which is a detailed plan that includes full measurement) arranged to identify problems and inefficiencies and create space for the neglected area.
  • Design development plan is where interior designers can see the last picture of his work.
  1. Know your style and desires

The best way to explain what you want is you have to make browsing photos least give an idea of the style and taste. The photos that you have collected can be processed into a mood board that will give designers an understanding of the theme you like. Pour also your ideas in the scrapbook and the identification of any part you like the most and why. Do not forget to include a photo of things you do not like. Discuss these ideas with designers and see how it can help designers run the interior of your home remodeling project.

  1. Understand the function room

Mastering the function of a room will help you explain to the designer about what you do, how many people are staying at home, what are your hobbies and daily routines at home. Details such as the interior designer will help you to create a space that is efficient and useful.

  1. Adjusting to the Budget

It is most and foremost, you must have a reasonable budget and you are also obliged to be honest with your interior designer. The allocation of financial resources is not appropriate to make the project run half-way and cause problems in the construction process.

Do not be embarrassed or even keep your budget, it would make interior designers suggest something beyond your expectations. Tell the designer how much budget you have, so that they can manage a budget based on your ideas in this project.

  1. Recommendations

Every interior designer has a different style. Some designers prefer to use steel and cement to create the appearance of industrial look, and a few other designers such as luxury home interior designers, you can plan a development ranging from choosing the design up to the base material. Take a look at their portfolios to ensure they match the style of your idea. Additionally, you can also check whether there are other people who have hired their services earlier.